conditions carefully. By using or accessing the Website, you accept and agree to be bound by these Terms. These Terms apply
only to your use of the Website and do not change or alter any other contract or agreement between you and Hix Insurance Centers
or any of its subsidiaries or affiliates. If you do not agree to be bound by all of these
Terms, please exit the Website.
USE OF THE WEBSITE
Hix reserves the right, in its sole discretion, to modify or change these Terms at any time and without prior notice. You should
periodically refer to the contents of this document for any changes. Your continued use the Website following the posting of
any changes to the Terms constitutes continued acceptance of those changes. If you do not wish to be bound by the Terms,
please discontinue using and accessing the Website immediately. By accessing and using any of the Website you represent
that you understand that through such access and usage you are legally bound by these Terms. You further agree that any
information you provide through this site will be truthful and accurate.
INTELLECTUAL AND PROPRIETARY PROPERTY RIGHTS
All information provided on the Website, including but not limited to text, data, and graphics (the “Content”) is owned by or
licensed to Hix. Hix and its licensors retain all proprietary rights to the Content, which, unless otherwise indicated, is
protected by copyright and trademark laws. All unauthorized use of published information (including email addresses) is strictly
prohibited without prior written permission from Hix.
Each individual document published by Hix on the Website or transmitted via email may contain other proprietary notices
and copyright information relating to that individual document. Likewise, any product, process, or technology contained in
individual documents on the Website may be the subject of other intellectual property rights reserved by Hix and may not
be licensed hereunder.
All trade names, trademarks, service marks, images and logos on materials, including electronic facsimiles, published by Hix
are proprietary to their respective owners and are protected by applicable trademark and copyright laws. Any unauthorized use
of Hix owned marks or graphics is strictly prohibited. No part of the Website may be reproduced, disseminated, published,
or transferred without first obtaining written permission from Hix.
You may not, nor may you allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter, or
modify the Website or Content. Likewise, you may not, nor may you allow others to, directly, or indirectly, collect or attempt to
collect any information about our Customers, including passwords, account, or other data.
You may print or copy pages on the Website for your personal, non-commercial use provide that you do not alter or revise the
content and that you retain all copyright, trademark, or other notices. Any and all other uses are strictly prohibited.
ILLEGAL ACTIVITIES PROHIBITED
As a condition of your use of the Website, you warrant to Hix that you will not use the Website or any information
contained on the Website for any purpose that is unlawful or prohibited herein. You may not use this site to engage in any illegal
activity or any conduct which is defamatory, libelous, threatening, harassing, pornographic, offensive, indecent, discriminatory or
offensive on the basis of sex, color, national origin, race, age, religion, sexual orientation or disability, or which infringes on a
third party’s intellectual property or other proprietary rights.
DISCLAIMER OF WARRANTIES
All Content on the Website and/or transmitted via email is provided “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER
EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. Hix expressly disclaims liability for any errors or omissions in the
information and materials in the Website. No warranty of any kind - implied, express, or statutory, including but not limited to
the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose, and freedom
from computer virus - is given in conjunction with the information and materials contained in the Website.
Content may include technical inaccuracies or typographical errors. Changes may be periodically made to the Content and
these changes will be incorporated in new editions of the Content. Hix may make improvements and/or changes in the
products and/or services described in the Content at any time without notice.
Hix does not warrant that the Website will be without error or interruption.
LIMITATION OF LIABILTY
You assume sole risk associated with using the Website and its Content. Under no circumstances will Hix, its officers,
directors, employees, agents, affiliates, or anyone involved in creating, producing, or delivering the Website, be liable for any
direct, indirect, punitive, incidental, special, consequential, or other damages, losses, or other expenses arising out of, related
to, or in connection with the Website, its Content, or the use thereof or in connection with the inability to use by any party, or in
connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer
virus, or line or system failure, whether such claims for damages are based in contract, tort, strict liability, or otherwise, even if
Hix, or its representatives, are advised of the possibility of such damages, losses, or other expenses.
TIMELINESS OF CONTENT
The Content, including, but not limited to, ratings, reports, studies, and other commentary is current as of the date published or
indicated on the Content and is subject to change without notice. In addition, you are responsible for setting the cache settings
on your browser to ensure you are receiving the most recent Content.
CHANGES TO THE WEBSITE
Unless otherwise agreed, Hix may discontinue or modify the Website or Content at any time and without prior notice.
Continued usage of the Website implies acceptance of those modifications.
LINKS TO THIRD PARTY WEBSITES
The Website may include links to websites that are owned and/or operated by parties other than Hix, which links are
furnished to you strictly for your convenience. Hix does not control, and is not responsible for the security of, or the content
website. Please be aware that Hix is not responsible for the privacy practices of those websites. If you choose to establish a
link to any such websites, you do so at your own risk. Hix encourages you to read the privacy policies of every website you
Hix reserves the right to terminate your access to the Website for any reason and without prior notice.
You may request cancellation of you insurance policy by contacting your
Hix Insurance Center agent
All transactions processed for the Budget Premium payments are eligible for a refund within 3 days of transaction date of payment if the cancellation meets underwriting requirements and does not cause the account to be in arrears. Cancelled payment refunds will be issued to the original credit card or checking account from which payment was made. To request a refund, contact your Hix Agency representative at 1-888-536-6449. Please allow 7 to 10 business days for a refund to be credited.